Over-Budgeting Can Help You Save simple money man

Over-Budgeting Can Help You Save!

You know the best part of estimating/budgeting/forecasting. It’s that you overdo it, practice over-budgeting or are too conservative and at the end, you end up saving more! I try to analyze my upcoming expenses and see how much I’ll be able to save or not…

Ways to Avoid Spending simple money man

Ways to Avoid Spending

Three Ways to Avoid Spending: During my lunchbreak at work, I usually only do a couple of things: one – I go to the gym and workout, two – on my off days from the gym (maybe 1 or 2 days each week, I’ll go…

How I Stopped Myself from Buying an iWatch simple money man

How I Stopped Myself From Buying An iWatch

This past Sunday I was doing what I do every Sunday in the fall…..watch football! During the evening game between the Packers and Vikings, a commercial came on about the new Apple iWatch. The main feature of difference between this watch and the previous apple…

One Man’s Trash is Another Man’s Treasure simple money man

One Man’s Trash is Another Man’s Treasure

On an annual basis, my wife and I donate clothes and toys to the Salvation Army or other similar organization. This serves many purposes. One – it helps us feel good about ourselves in that we are giving to those less fortunate. Two – it…

Saving Means Looking Forward simple money man

Saving Means Looking Forward | Saving

We all save because we have something to look forward to. Something to look forward to gives us a reason to live, right. Ok, I’m getting a little too heavy so let me calm down a bit :-o. One thing my family and I like…

How Will I Ever Buy a Home simple money man

How Will I Ever Buy a Home???

Two words for you: baby steps. Unless you got a boatload of money to pay down, in which case….why are you reading this? Just kidding. Maybe you’ve heard the saying that it’s smart to buy the cheapest home in the nicest area. Well, it’s a…