The Things You Own End Up Owning You simple money man

The Things You Own End Up Owning You

More and more I’m starting to believe the more we have, the more we spend on maintenance, repairs, replacements and excuses to buy even more things.  For example, several months ago I sold and extra car I had. When asked about it, I said to…

How Do I Protect My Investments simple money man

How Do I Protect My Investments?

The stock market has been flying high and many of us have seen gains in our investments – some unrealized and some realized gains! For those that are unrealized, what can we do to protect those gains? There are a few ways to tackle this,…

What’s Return on Equity (ROE) And Why Does Warren Buffett Use It? simple money man

What’s Return on Equity (ROE) And Why Does Warren Buffett Use It?

  Warren Buffett is worth north of approximately $70 Billion. Trust me, if you continue to live below your means, save, and invest consistently you MAY get there too (maybe, hopefully, let’s just cross our fingers 🙂   Apart from only investing in businesses where…

Simple Fund Analysis – Vanguard Small Cap Value ETF (VBR) simple money man

Simple Fund Analysis – Vanguard Small Cap Value ETF (VBR)

Lately, I’ve been interested in diversifying more. Diversifying, of course, means NOT putting all your eggs in one basket. Yes, I admit for a long time I was doing this (and actually it served me well).   Instead of diversifying into smaller-cap, pretty much my…

Are Colleges Teaching Personal Finance simple money man

Are Colleges Teaching Personal Finance?

Well, they weren’t teaching Personal Finance when I was in college, which was…umm…let’s just say a couple of Presidential terms have passed since I graduated :-).   Who knows maybe I would have made my coffee at home instead of stopping at Starbucks 2-3 times…

Sell Winners And Buy Losers – Asset Rebalancing simple money man

Sell Winners And Buy Losers – Asset Rebalancing

Isn’t this the craziest, most counter-intuitive investment advice you’ve ever heard? Why would I sell a stock if it’s making me money…LOTS of money? Long ago, I used to think in this type of way, but there are many reasons why it is important to…