Make Saving Easy and Spending Hard simple money man

Make Saving Easy And Spending Hard

Reading Time: 6 minutes  This post is also featured on Gen Y Finance Guy.   A part of me has this weird conspiracy theory that we spend so much because we are subliminally trained to do so. This is evident with incentives like rebates, points, rewards, free “trials”,…

Your Crazy Spending Helps The Rest of Us simple money man

Your Crazy Spending Helps The Rest of Us

Reading Time: 4 minutes    For many people, the savings rate recommended by financial planners is outrageous whether it’s 10% or 15% of their annual income. For others, it’s a piece of cake. Increasing your savings rate by a significant percentage and on a consistent basis really does…

The Things You Own End Up Owning You simple money man

The Things You Own End Up Owning You

Reading Time: 5 minutesMore and more I’m starting to believe the more we have, the more we spend on maintenance, repairs, replacements and excuses to buy even more things.  For example, several months ago I sold and extra car I had. When asked about it, I said to…

What's Your Money System simple money man

What’s Your Money System?

Reading Time: 4 minutesWe live in a time where so many of our financial tasks have become easier and quicker with computers. We can pay our bills online, we can deposit our checks online, we can save our money online, we can invest and then reinvest online, and…

How Much Cash Should I Carry simple money

How Much Cash Should I Carry?

Reading Time: 4 minutesThis is a very common question that people come back to and reevaluate time and time again. And really I would say that less cash = less risk. We live in an age where we can pay for almost anything with a credit card, heck…

7 Popular Myths That Can Put Your Retirement Life Into Danger simple money man

7 Popular Myths That Can Put Your Retirement Life Into Danger

Reading Time: 5 minutes  Today’s post is contributed by Amy Nickson, a passionate writer on finance. Amy is a professional blogger who has started her own blog and also works as a contributor for the Oak View Law Group. Please share your opinions by commenting below.    …

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