Think Percentages Not Dollars simple money man

Think Percentages Not Dollars

  When it comes to most areas of personal finances, thinking in terms of percentages instead of whole dollars is usually the right mindset.   When we save, we should have a percent, not a dollar in mind.   When we invest, we should have…

Simple Personal Capital Review

Simple Personal Capital Review

  Since college, which was back in the early 2000s, I’ve been using excel spreadsheets to manage my finances. After various versions, I finally settled on what I have now and it’s available for free to everyone here. It focuses on tracking income and expenses…

Money Personality_ What's The Downside Of Yours SMM

Money Personality: What’s The Downside Of Yours?

  Today I’m honored to present a guest post from Michelle Laurey, a writer of various subjects including personal finance. Her bio is at the end. I hope you enjoy the post!     Many people struggle with managing money. You may have read a…

custom budget simple money man

A Customized Budget Is A Good Thing

  Don’t get me wrong, I enjoy learning about budgeting techniques and tools that are out there and available. But rather than using them, I instead get ideas from them.  I already have a custom budget excel spreadsheet that I use and it has served…

How Much Cash Should I Carry simple money

How Much Cash Should I Carry?

This is a very common question that people come back to and reevaluate time and time again. And really I would say that less cash = less risk. We live in an age where we can pay for almost anything with a credit card, heck…

Spending on the Simple Joys simple money man

Spending on the Simple Joys

My wife and I both work, so we simply don’t have much time in the weeknights to relax because we are preparing dinner, lunch for the following day, cleaning a little here and here etc. on the weekend, we’ll sometimes go out for breakfast. One…