Are Colleges Teaching Personal Finance simple money man

Are Colleges Teaching Personal Finance?

Well, they weren’t teaching Personal Finance when I was in college, which was…umm…let’s just say a couple of Presidential terms have passed since I graduated :-).   Who knows maybe I would have made my coffee at home instead of stopping at Starbucks 2-3 times…

Spending on Lunch – A Personal Experiment simple money man

Spending on Lunch – A Personal Experiment

Does spending give us satisfaction? Does the item or service we receive from spending give us satisfaction? Does too much or too little or it result correlate to the same level of satisfaction? I decided to do a little experiment using lunch as the subject…

Spending on the Simple Joys simple money man

Spending on the Simple Joys

My wife and I both work, so we simply don’t have much time in the weeknights to relax because we are preparing dinner, lunch for the following day, cleaning a little here and here etc. on the weekend, we’ll sometimes go out for breakfast. One…

Over-Budgeting Can Help You Save simple money man

Over-Budgeting Can Help You Save!

You know the best part of estimating/budgeting/forecasting. It’s that you overdo it, practice over-budgeting or are too conservative and at the end, you end up saving more! I try to analyze my upcoming expenses and see how much I’ll be able to save or not…

Spending & Saving During the Holidays simple money man

Spending & Saving During the Holidays

  Let’s face it. Many of us have to allocate/carve/set aside whatever you want to call it a separate budget for the holidays. Between restaurants and gifts for friends, family, and even co-workers, by the end of December, we have eaten into January’s budget and…

How Will President Elect Trump Affect Me Financially

The election is over, FINALLY. No more crazy debates, controversial tweets, and other political gossip, I hope. Now it doesn’t matter how we voted, how we feel, good or bad, we will have a new President in January: Donald Trump. So how will his policies…