custom budget simple money man

A Customized Budget Is A Good Thing

Reading Time: 4 minutes  Don’t get me wrong, I enjoy learning about budgeting techniques and tools that are out there and available. But rather than using them, I instead get ideas from them.  I already have a custom budget excel spreadsheet that I use and it has served…

What's Your Money System simple money man

What’s Your Money System?

Reading Time: 4 minutesWe live in a time where so many of our financial tasks have become easier and quicker with computers. We can pay our bills online, we can deposit our checks online, we can save our money online, we can invest and then reinvest online, and…

How Much Cash Should I Carry simple money

How Much Cash Should I Carry?

Reading Time: 4 minutesThis is a very common question that people come back to and reevaluate time and time again. And really I would say that less cash = less risk. We live in an age where we can pay for almost anything with a credit card, heck…

How Often Should I Review My Finances simple money man

How Often Should I Review My Finances?

Reading Time: 4 minutesYou should review them as much as you need. Let me guess, you’re thinking well, jeez thanks, that’s a helpful answer. But wait there’s more! In order to determine how often you should review your finances depends on how involved they are. For example, if…

Are Colleges Teaching Personal Finance simple money man

Are Colleges Teaching Personal Finance?

Reading Time: 4 minutesWell, they weren’t teaching Personal Finance when I was in college, which was…umm…let’s just say a couple of Presidential terms have passed since I graduated :-).   Who knows maybe I would have made my coffee at home instead of stopping at Starbucks 2-3 times…

Spending on Lunch – A Personal Experiment simple money man

Spending on Lunch – A Personal Experiment

Reading Time: 3 minutesDoes spending give us satisfaction? Does the item or service we receive from spending give us satisfaction? Does too much or too little or it result correlate to the same level of satisfaction? I decided to do a little experiment using lunch as the subject…