My Finances Are On Track So What’s Next?

My Finances Are On Track So What’s Next simple money man

  So you’ve set up and funded your emergency savings account. So you’re saving a respectable amount consistently for retirement, so you’re making good money and have a couple of passive income streams to go along with it. So you’ve… Continue Reading

Make Saving Easy And Spending Hard

Make Saving Easy and Spending Hard simple money man

  This post is also featured on Gen Y Finance Guy.   A part of me has this weird conspiracy theory that we spend so much because we are subliminally trained to do so. This is evident with incentives like… Continue Reading

When An Emergency Strikes

When An Emergency Strikes simple money man

    Immediate action is required. In order for us to take immediate action to address emergencies, planning needs to take place in advance. Most of that planning involves saving money right?   Emergencies can mean losing a job, fixing… Continue Reading

Your Crazy Spending Helps The Rest of Us

Your Crazy Spending Helps The Rest of Us simple money man

    For many people, the savings rate recommended by financial planners is outrageous whether it’s 10% or 15% of their annual income. For others, it’s a piece of cake. Increasing your savings rate by a significant percentage and on… Continue Reading

Better Later Than Too Late

Better Later Than Too Late simple money man

  This post is also featured on The Mastermind Within!   Do you sometimes think to yourselves I should have started saving for retirement earlier? Do you think you started too late? Or do you think you should have put… Continue Reading

The Things You Own End Up Owning You

The Things You Own End Up Owning You simple money man

More and more I’m starting to believe the more we have, the more we spend on maintenance, repairs, replacements and excuses to buy even more things.  For example, several months ago I sold and extra car I had. When asked… Continue Reading