Be Your Own Auditor

Be Your Own Auditor Simple money man

It’s true that computers, fingerprint login on apps, and extra security services provided by banks and financial institutions have made auditing and tracking our financial transactions easier.  But this shouldn’t make us lazy and think that everything is safe and… Continue Reading

The Things You Own End Up Owning You

The Things You Own End Up Owning You simple money man

More and more I’m starting to believe the more we have, the more we spend on maintenance, repairs, replacements and excuses to buy even more things.  For example, several months ago I sold and extra car I had. When asked… Continue Reading

How Do I Protect My Investments?

how do i protect my investments simple money man

The stock market has been flying high and many of us have seen gains in our investments – some unrealized and some realized gains! For those that are unrealized, what can we do to protect those gains? There are a… Continue Reading

What’s Return on Equity (ROE) and Why Does Warren Buffett Use It?

roe warren buffett simple money man

Warren Buffett is worth north of approximately $70 Billion. Trust me, if you continue to live below your means, save, and invest consistently you MAY get there too (maybe, hopefully, let’s just cross our fingers 🙂 Apart from only investing… Continue Reading

Simple Fund Analysis – Vanguard Small Cap Value ETF (VBR)

simple fund analysis vanguard money man

Lately I’ve been interested in diversifying more. Diversifying of course means NOT putting all your eggs in one basket. Yes I admit for a long-time I was doing this (and actually it served me well). Instead of diversifying into smaller-cap,… Continue Reading

Are Colleges Teaching Personal Finance?

college simple money man

Well they weren’t teaching Personal Finance when I was in college, which was…umm…let’s just say a couple of Presidential terms have passed since I graduated :-). Who knows maybe I would have made my coffee at home instead of stopping… Continue Reading