Bye CDs – Well Hello There Dividends simple money man

Bye CDs – Well Hello There Dividends

It’s no surprise that CD rates are super low and have been for a long time now. Per Bankrate.com, the best rates for a $10,000 5 year CD is 2.35%. I’ve seen so many stocks that have a higher yield. So if you’re looking for…

Rich & Famous People With Smart & Dumb Money Habits simple money man

Rich & Famous People With Smart & Dumb Money Habits

Some are born rich, some inherit it, and some work their butt off to acquire it. How the rich use and spend their riches may also contribute to their continuing to be rich. Wow, that sounds kind of confusing :-/ But don’t worry, I’ll straighten…

What’s Return on Equity (ROE) And Why Does Warren Buffett Use It? simple money man

What’s Return on Equity (ROE) And Why Does Warren Buffett Use It?

  Warren Buffett is worth north of approximately $70 Billion. Trust me, if you continue to live below your means, save, and invest consistently you MAY get there too (maybe, hopefully, let’s just cross our fingers 🙂   Apart from only investing in businesses where…

Simple Fund Analysis – Vanguard Small Cap Value ETF (VBR) simple money man

Simple Fund Analysis – Vanguard Small Cap Value ETF (VBR)

Lately, I’ve been interested in diversifying more. Diversifying, of course, means NOT putting all your eggs in one basket. Yes, I admit for a long time I was doing this (and actually it served me well).   Instead of diversifying into smaller-cap, pretty much my…

Are Colleges Teaching Personal Finance simple money man

Are Colleges Teaching Personal Finance?

Well, they weren’t teaching Personal Finance when I was in college, which was…umm…let’s just say a couple of Presidential terms have passed since I graduated :-).   Who knows maybe I would have made my coffee at home instead of stopping at Starbucks 2-3 times…

Sell Winners And Buy Losers – Asset Rebalancing simple money man

Sell Winners And Buy Losers – Asset Rebalancing

Isn’t this the craziest, most counter-intuitive investment advice you’ve ever heard? Why would I sell a stock if it’s making me money…LOTS of money? Long ago, I used to think in this type of way, but there are many reasons why it is important to…