Simple Stock Analysis – Exxon Mobil Corporation (XOM)

XOM

Summer is here! That means people are going to travel. That means people are going to use their cars and airlines are going to use their planes. That means they all must buy fuel. But fuel prices rise in the… Continue Reading

Bye CDs – Well Hello There Dividends

Dividends

It’s no surprise that CD rates are super low and have been for a long time now. Per Bankrate.com, the best rates for a $10,000 5 year CD is 2.35%. I’ve seen so many stocks that have a higher yield.… Continue Reading

Rich & Famous People with Smart & Dumb Money Habits

Some are born rich, some inherit it, and some work their butt off to acquire it. How the rich use and spend their riches may also contribute to their continuing to be rich. Wow that sounds kind of confusing :-/… Continue Reading

What’s Return on Equity (ROE) and Why Does Warren Buffett Use It?

Warren Buffett is worth north of approximately $70 Billion. Trust me, if you continue to live below your means, save, and invest consistently you MAY get there too (maybe, hopefully, let’s just cross our fingers 🙂 Apart from only investing… Continue Reading

Simple Fund Analysis – Vanguard Small Cap Value ETF (VBR)

Lately I’ve been interested in diversifying more. Diversifying of course means NOT putting all your eggs in one basket. Yes I admit for a long-time I was doing this (and actually it served me well). Instead of diversifying into smaller-cap,… Continue Reading

Are Colleges Teaching Personal Finance?

Well they weren’t teaching Personal Finance when I was in college, which was…umm…let’s just say a couple of Presidential terms have passed since I graduated :-). Who knows maybe I would have made my coffee at home instead of stopping… Continue Reading