What's Your Money System simple money man

What’s Your Money System?

We live in a time where so many of our financial tasks have become easier and quicker with computers. We can pay our bills online, we can deposit our checks online, we can save our money online, we can invest and then reinvest online, and…

INVEST – In Your Home simple money man

Why You Should Invest – In Your Home

Unless you travel all the time for work and have racked up thousands of airline miles and hotel points, when you’re off work, your probably are headed home. On a typical evening, we’re in and around the kitchen taking care of dinner, packing for the…

simple money man SCHD vs VIG

Simple Fund Comparison – SCHD VS VIG

Lately I’ve become more and more interested in low cost ETFs while less and less interested in stocks and mutual funds. ETFs provide one-click diversification, super-low fees while still paying investors dividends. I don’t think I’ve come across any literature that mentions great disadvantages or…

Bye CDs – Well Hello There Dividends simple money man

Bye CDs – Well Hello There Dividends

It’s no surprise that CD rates are super low and have been for a long time now. Per Bankrate.com, the best rates for a $10,000 5 year CD is 2.35%. I’ve seen so many stocks that have a higher yield. So if you’re looking for…

Simple Fund Analysis – Vanguard Small Cap Value ETF (VBR) simple money man

Simple Fund Analysis – Vanguard Small Cap Value ETF (VBR)

Lately, I’ve been interested in diversifying more. Diversifying, of course, means NOT putting all your eggs in one basket. Yes, I admit for a long time I was doing this (and actually it served me well).   Instead of diversifying into smaller-cap, pretty much my…

Sell Winners And Buy Losers – Asset Rebalancing simple money man

Sell Winners And Buy Losers – Asset Rebalancing

Isn’t this the craziest, most counter-intuitive investment advice you’ve ever heard? Why would I sell a stock if it’s making me money…LOTS of money? Long ago, I used to think in this type of way, but there are many reasons why it is important to…