How Much Cash Should I Carry?

cash carry simple money man

    This is a very common question that people come back to and reevaluate time and time again. And really I would say that less cash = less risk. We live in an age where we can pay for… Continue Reading

Spending on the Simple Joys

My wife and I both work, so we simply don’t have much time in the weeknights to relax because we are preparing dinner, lunch for the following day, cleaning a little here and here etc. on the weekend, we’ll sometimes… Continue Reading

Financial Goals For 2017

The reason why it’s good to have goals is because it gives you a purpose, something to strive for, something to look forward to, something to eventually be proud of. Ok, now I got you pumped right…..NICE! But at the… Continue Reading

Over-Budgeting Can Help You Save!

You know the best part of estimating/budgeting/forecasting. It’s that you overdo it, practice over-budgeting or are too conservative and at the end, you end up saving more! I try to analyze my upcoming expenses and see how much I’ll be… Continue Reading

Free Budget Template

Hello again. I’ve been using this spreadsheet for years and now it is my gift to you 🙂 It’s very easy to use and flexible. You can add or remove different types if income and expenses to suit your needs.… Continue Reading