A Customized Budget Is A Good Thing

custom budget simple money man

  Don’t get me wrong, I enjoy learning about budgeting techniques and tools that are out there and available. But rather than using them, I instead get ideas from them.  I already have a custom budget excel spreadsheet that I… Continue Reading

How Much Cash Should I Carry?

How Much Cash Should I Carry simple money

This is a very common question that people come back to and reevaluate time and time again. And really I would say that less cash = less risk. We live in an age where we can pay for almost anything… Continue Reading

Spending on the Simple Joys

Spending on the Simple Joys simple money man

My wife and I both work, so we simply don’t have much time in the weeknights to relax because we are preparing dinner, lunch for the following day, cleaning a little here and here etc. on the weekend, we’ll sometimes… Continue Reading

New Year Financial Goals

New Year Financial Goals simple money man

The reason why it’s good to have goals is that it gives you a purpose, something to strive for, something to look forward to, something to eventually be proud of. Ok, now I got you pumped right…..NICE! But at the… Continue Reading

Over-Budgeting Can Help You Save!

Over-Budgeting Can Help You Save simple money man

You know the best part of estimating/budgeting/forecasting. It’s that you overdo it, practice over-budgeting or are too conservative and at the end, you end up saving more! I try to analyze my upcoming expenses and see how much I’ll be… Continue Reading

Free Budget Template

Hello again. I’ve been using this spreadsheet for years and now it is my gift to you. It’s the SMM – Free Budget Template.   It’s very easy to use and flexible. You can add or remove different types of… Continue Reading