Spending on the Simple Joys simple money man

Spending on the Simple Joys

My wife and I both work, so we simply don’t have much time in the weeknights to relax because we are preparing dinner, lunch for the following day, cleaning a little here and here etc. on the weekend, we’ll sometimes go out for breakfast. One…

Over-Budgeting Can Help You Save simple money man

Over-Budgeting Can Help You Save!

You know the best part of estimating/budgeting/forecasting. It’s that you overdo it, practice over-budgeting or are too conservative and at the end, you end up saving more! I try to analyze my upcoming expenses and see how much I’ll be able to save or not…

Spending & Saving During the Holidays simple money man

Spending & Saving During the Holidays

  Let’s face it. Many of us have to allocate/carve/set aside whatever you want to call it a separate budget for the holidays. Between restaurants and gifts for friends, family, and even co-workers, by the end of December, we have eaten into January’s budget and…

How Will President Elect Trump Affect Me Financially

The election is over, FINALLY. No more crazy debates, controversial tweets, and other political gossip, I hope. Now it doesn’t matter how we voted, how we feel, good or bad, we will have a new President in January: Donald Trump. So how will his policies…

You’re Probably Gonna Live For a Long Time simple money man

You’re Probably Gonna Live For A Long Time

According to the National Center for Health Statistics, the average life expectancy is almost 80 years. This is very rough because a lot of it depends on people’s individual health situation, how old they currently are, and what type of lifestyle they live (i.e., active,…

How To Save For Retirement simple money man

How To Save For Retirement

A lot of people don’t think about retirement for one reason or another. Some don’t want to think about getting old, potential health issues or how they will be able to afford some of the things they can afford today. One thing that we can’t…