Over-Budgeting Can Help You Save!

You know the best part of estimating/budgeting/forecasting. It’s that you overdo it, practice over-budgeting or are too conservative and at the end, you end up saving more! I try to analyze my upcoming expenses and see how much I’ll be… Continue Reading

Spending & Saving During the Holidays

Let’s face it. Many of us have to allocate/carve/set aside whatever you want to call it a separate budget for the holidays. Between restaurants and gifts for friends, family, and even co-workers, by the end of December, we have eaten… Continue Reading

How Will President Elect Trump Affect Me Financially

The election is over, FINALLY. No more crazy debates, controversial tweets, and other political gossip, I hope. Now it doesn’t matter how we voted, how we feel, good or bad, we will have a new President in January: Donald Trump.… Continue Reading

You’re Probably Gonna Live For a Long Time

live long time simple money man

According to the National Center for Health Statistics, the average life expectancy is almost 80 years. This is very rough because a lot of it depends on people’s individual health situation, how old they currently are, and what type of… Continue Reading

How To Save For Retirement

save for retirement simple money man

A lot of people don’t think about retirement for one reason or another. Some don’t want to think about getting old, potential health issues or how they will be able to afford some of the things they can afford today.… Continue Reading