How Much Cash Should I Carry?

cash carry simple money man

                    This is a very common question that people come back to and reevaluate time and time again. And really I would say that less cash = less risk. We live… Continue Reading

How Often Should I Review My Finances?

You should review them as much as you need. Let me guess, you’re thinking well, jeez thanks, that’s a helpful answer. But wait there’s more! In order to determine how often you should review your finances depends on how involved… Continue Reading

Are Colleges Teaching Personal Finance?

Well they weren’t teaching Personal Finance when I was in college, which was…umm…let’s just say a couple of Presidential terms have passed since I graduated :-). Who knows maybe I would have made my coffee at home instead of stopping… Continue Reading

Spending on Lunch – A Personal Experiment

Does spending give us satisfaction? Does the item or service we receive from spending give us satisfaction? Does too much or too little or it result correlate to the same level of satisfaction. I decided to do a little experiment… Continue Reading

Spending on the Simple Joys

My wife and I both work, so we simply don’t have much time in the weeknights to relax because we are preparing dinner, lunch for the following day, cleaning a little here and here etc. on the weekend, we’ll sometimes… Continue Reading

Over-Budgeting Can Help You Save!

You know the best part of estimating/budgeting/forecasting. It’s that you overdo it, practice over-budgeting or are too conservative and at the end, you end up saving more! I try to analyze my upcoming expenses and see how much I’ll be… Continue Reading