About SMM

about-meHi there! A bit about me; well, I’m in my 30’s and have a steady job in Accounting & Auditing.   I’ve been in the Finance & Accounting profession for almost 15 years and have held positions with a CPA firm performing audits of Federal agency programs, a Finance Services Fortune 500 company based in Baltimore, MD, a Federal agency in Washington DC, and currently, am working for the State of Maryland.


I’m very fortunate to have a beautiful wife and a beautiful and handsome boy (of course he get’s those attributes from me, just kidding if wifey is reading this,


I was mostly raised and still live in the beautiful state of Maryland between DC and Baltimore in a busy and vibrant town called Laurel. I have a CPA license and a CIA certification that I earned many years ago (full disclosure: may not remember some of the stuff I learned, I mean come on it was years ago and included a gazillion topics).


What you will get out of this blog: You’ll (hopefully want to) read about simple concepts, simple stories simple language and simple examples all related to money and personal finance cause I’m a simple man. You may also notice a touch of humor in my writing too (hopefully that doesn’t get annoying cause it’s just how I roll). You’ll also notice that my posts are a bit shorter compared to other PF writers out there. This is for a couple of reasons. I have a full-time job and family (not saying that other people don’t) so I can’t spend too much time on this website.


Although I’m social, I’m not overly social/long-winded and don’t talk a whole lot, which I want to reflect in my writing. My manager has said many times in the review of audit reports that “if I had more time, I’d write a shorter letter.”  Well, that was my attempt at being succinct 🙂


What you may not get: highly sophisticated or complex concepts, overwhelming amounts of data, and lengthy articles. My goal is to write content in a style that I, too would enjoy reading.


Thanks; now please sit back relax and stay a while!