About SMM

about-meHi there! A bit about me; well, I’m in my 30’s and have a steady job in Accounting & Auditing.   I’ve been in the Finance & Accounting profession for almost 15 years and have held positions with a CPA firm performing audits of Federal agency programs, a Finance Services Fortune 500 company based in Baltimore, MD, a Federal agency in Washington DC, and currently am working for the State of Maryland. I’m very fortunate to have a beautiful wife and a beautiful and handsome boy (of course he get’s those attributes from me, lol, just kidding wifey if you’re reading this 🙂 I was mostly raised and still live in the beautiful state of Maryland between DC and Baltimore in a busy and vibrant town called Laurel. I have a CPA license and a CIA certification that I earned many years ago (full disclosure: may not remember some of the stuff I learned….c’mon it was years ago and like a gazillion topics).


What you will get out of this blog: You’ll (hopefully want to) read about simple concepts, simple stories simple language and simple examples all related to money and personal finance cause I’m a simple man. You may also notice a touch of humor in my writing too (hopefully that doesn’t get annoying cause it’s just how I roll). You’ll also notice that my posts are a bit shorter compared to other PF writers out there. This is for a couple of reasons. I have a full-time job and family (not saying that other people don’t) so I can’t too much time to this website. Also, although I’m social, I’m not overly social/long-winded and don’t talk a whole lot, which I want to reflect in my writing. My manager has said many times in the review of audit reports that “if I had more time, I’d write a shorter letter.”  Well, that was my attempt at being succinct 🙂


What you may not get: sophisticated writing, complete sentences, corecet spelling (I do know how to spell correct though), and a bunch of stats, figures, and references to things (sometimes you may get a bit of that stuff).


Thanks and please relax and stay a while!