Hello again. I’ve been using this spreadsheet for years and now it is my gift to you. It’s the SMM – Free Budget Template.
It’s very easy to use and flexible. You can add or remove different types of income and expenses to suit your needs. Also, the totals automatically populate for you. The objective is that the “Remaining @ EOM” row is always a positive number to show that you’re able to save some money at the end of each month. Try to aim to increase it every quarter, or month!
Oh, it’s also cool because you can see each month all on one tab instead of putting months on various tabs. One tip I’d like to add is that if expenses are high in one particular month (e.g., the gas budget line went up because you took a weekend road trip to the beach), you can insert comments to indicate this so that when you always know why an expense was an outlier.
In order to access it, please complete your name and email to have it delivered straight to your inbox. Don’t worry; you won’t get spam from me. Oh, and don’t forget to check your junk email since it will come through from Simple Money Man.