Upgrade Your Home Not Your Car simple money man

Upgrade Your Home Not Your Car

Reading Time: 5 minutes  My commute right now is pretty sweet. It takes less than 30 minutes to get to and from work. Since I go to work four days a week, my commute is a total of 120 minutes or two hours per week.  I’m fortunate because,…

Simple Personal Capital Review

Simple Personal Capital Review

Reading Time: 5 minutes  Since college, which was back in the early 2000s, I’ve been using excel spreadsheets to manage my finances. After various versions, I finally settled on what I have now and it’s available for free to everyone here. It focuses on tracking income and expenses…

Is Gifting Money Really That Bad smm

Is Gifting Money Really That Bad?

Reading Time: 5 minutes  It depends. We participate in a lot of gift-giving my family simply because it’s a huge family. Many times we have to find out ahead of time what the person likes and what he or she dislikes. Then you go out shopping at various…

Payment Plans To Control Cash Flow simple money man

Payment Plans To Control Cash Flow

Reading Time: 5 minutes  We all get bills in the mail or in our email inbox. Some are recurring and some are totally unexpected; well maybe a little expected. But when those semi-unexpected bills do come through, it’s important to first make sure it’s accurate and then figure…

The Efficient Frontier – Simply Explained

The Efficient Frontier – Simply Explained

Reading Time: 5 minutes  We want our money to be able to do the best job in making more money for us right? But we also are only willing to take a certain amount of risk. The risk may be specific due to our age, investment style and…

Money Personality_ What's The Downside Of Yours SMM

Money Personality: What’s The Downside Of Yours?

Reading Time: 5 minutes  Today I’m honored to present a guest post from Michelle Laurey, a writer of various subjects including personal finance. Her bio is at the end. I hope you enjoy the post!     Many people struggle with managing money. You may have read a…