Over-Budgeting Can Help You Save!

You know the best part of estimating/budgeting/forecasting. It’s that you overdo it, practice over-budgeting or are too conservative and at the end, you end up saving more! I try to analyze my upcoming expenses and see how much I’ll be… Continue Reading

Spending & Saving During the Holidays

Let’s face it. Many of us have to allocate/carve/set aside whatever you want to call it a separate budget for the holidays. Between restaurants and gifts for friends, family, and even co-workers, by the end of December, we have eaten… Continue Reading